Malcolm

Introduction

Malcolm is the compliant middleware layer for AI-driven insurance distribution. We give AI agents the ability to quote, compare, and bind insurance policies in-conversation - without hallucinations and without storing personal data.

What you can build

  • AI agent integrations - let your chatbot or copilot offer real insurance quotes in natural language
  • Embedded comparison flows - surface insurer options inside your existing product
  • Automated renewals - trigger policy renewal workflows from your backend

Core concepts

Stateless by design

Every Malcolm API call is self-contained. We never persist end-user PII. Risk data passes through to the insurer and is discarded after the response. This means you stay compliant without extra infrastructure.

Insurer-agnostic schema

Our unified schema normalises the differences between insurer APIs. You submit one payload; Malcolm translates it into each insurer's format and returns standardised quotes.

MCP Server

For AI-native integrations, Malcolm exposes a Model Context Protocol (MCP) server. Your LLM connects directly, calls the tools it needs, and receives structured responses - no REST glue code required.

Next steps

New here? Start with the Quickstart to get your first quote in under five minutes.